Depending on the cause of your injuries, several parties may be liable for paying your medical bills in New Jersey. To learn the best route to compensation for your case, consult an experienced New Jersey attorney.
After sustaining injuries in New Jersey, your insurance or a negligent party’s liability insurance may cover the cost of your medical expenses. Which insurance carrier you file a claim with will depend on the circumstances of your accident, so it’s wise to ask a lawyer for clarification. Victims may also be able to file a lawsuit against the party that caused their injuries to recover payment for medical bills and other damages. Generally, filing a lawsuit is the best way for victims to recover the compensation they deserve after sustaining injuries in New Jersey.
Our attorneys are dedicated to helping New Jersey victims recover compensatory damages against negligent parties. For a free case evaluation with the New Jersey personal injury lawyers at Legal Care, call today at (732) 838-9769.
Will Insurance Pay Your Medical Bills After an Injury in New Jersey?
After an accident resulting in injury in New Jersey, filing an insurance claim can help you recover compensation for your medical bills. Depending on the circumstances of your accident, you may have several options. It’s important for victims to understand that while filing an insurance claim might be an option, doing so may not allow victims to recover total payment for medical bills and other expenses.
Personal Injury Protection Insurance
If you were injured in a car accident caused by a negligent driver in New Jersey, your personal injury protection (PIP) insurance might cover the cost of your medical bills. New Jersey is a no-fault state for car accidents, meaning victims generally have to turn to their own insurance carriers to recover compensation, even if they are not at fault for an accident. PIP insurance can cover drivers and their families and apply to car, bicycle, or pedestrian accidents, but does not extend to motorcycle accidents in New Jersey. Personal injury protection insurance is mandatory for New Jersey drivers and can cover medical bills when victims sustain injuries.
Liability Insurance
Depending on the circumstances of your accident, an at-fault party’s liability insurance might compensate you for medical bills. In many situations, negligent parties will have liability insurance. This can include drivers, business owners, and homeowners. If the person that caused your injuries has liability insurance, your Edison, NJ personal injury lawyer can help you file a claim. Depending on the policy limits, you might be able to recover sufficient compensation to pay for your medical bills. That said, recovering payment from a negligent party’s liability insurance carrier can be difficult, so having an experienced lawyer in your corner is wise.
Other Insurance
Suppose an at-fault party is uninsured, or other insurance claims are insufficient to cover the cost of your medical bills. In that case, you may be able to recover compensation in other ways. In New Jersey, victims with health insurance or uninsured/underinsured motorist coverage (UM/UIM) can seek compensation through those carriers. If you have to resort to filing a health insurance claim or a UM/UIM to pay for your medical bills, consult an attorney. These options are only available to New Jersey victims with existing health insurance policies or those injured in car accidents with UM/UIM policies.
Can a Defendant Pay Your Medical Bills in New Jersey?
If another person caused your injuries, they should be responsible for covering the cost, not you. Depending on the cause of your injuries, you may be able to seek compensatory damages from a negligent party by filing a lawsuit in New Jersey.
While New Jersey would prefer that victims seek compensation through insurance and not via a lawsuit, that’s not always possible. New Jersey insurance companies are notorious for underpaying victims, leaving them incapable of paying their medical bills. If you require compensation for medical expenses after sustaining an injury, reach out to a New Jersey personal injury lawyer. You may be able to file a lawsuit for compensation.
Generally, victims can sue a negligent party for damages after sustaining injuries in New Jersey. If you were injured in a car accident, speak to a lawyer about your ability to file a claim. Because New Jersey is a no-fault state for car accidents, victims have to sustain certain injuries in order to sue a negligent driver.
If another party’s negligence caused your injuries, you can file a lawsuit for compensation within two years in New Jersey. With an experienced Newark personal injury lawyer by your side throughout the process, you can recover payment for medical bills and compensation for other damages.
How to Get Payment for Medical Bills After Sustaining an Injury in New Jersey
If you require payment for medical bills after sustaining an injury caused by a negligent party, there are several steps you should take. Keeping all pertinent records detailing your medical expenses and other losses is important. Above all else, hire a skilled lawyer who can help you recover the compensation you deserve.
Gathering evidence is crucial if you plan to recover payment for medical bills after sustaining an injury in New Jersey. Insurance companies, even victims’ own carriers, will use any excuse not to pay what a claimant is owed. Be sure to keep your medical records, including past, current, and future treatment costs associated with your injuries. It’s important to show exactly what you need compensation for, so keep records of lost wages as well.
While you may be able to recover payment for medical bills through an insurance claim, victims stand to recover greater damages when they sue a negligent party with help from an experienced lawyer. Filing a lawsuit can allow victims to recover economic and non-economic damages, which isn’t likely when victims file insurance claims.
Our New Jersey Attorneys Can Help You Get Payment for Medical Bills
If you require payment for medical bills after sustaining an injury in New Jersey, our attorneys can help. For a free case evaluation with the Jersey City personal injury lawyers at Legal Care, call today at (732) 838-9769.
